Savings Challenges
Week-by-week and envelope challenges with free printable trackers.
52 Week Savings Challenge 2027: Free Dated Printable
The 52 week savings challenge for 2027 with every week's date already filled in. Classic, reverse and biweekly versions, plus how to avoid the 'month 11 trap'.
No Spend January 2027: The 31-Day Plan (Free Dated Calendar)
Do a no spend January in 2027: a week-by-week plan, rules for what counts, how to survive the post-holiday month, and a free dated January calendar to print.
The $5,000 Savings Challenge in 52 Weeks (Free Printable Chart)
How to save $5,000 in a year with a pick-any-square savings chart: how it works, a week-by-week plan, what to do on tight weeks, and a free printable tracker.
The 100 Envelope Challenge: How It Works (+ Free Tracker)
Everything about the 100 envelope challenge: how to set it up, how fast you can finish, smaller versions that save $1,000 or $2,500, and a free printable tracker.
52 Week Money Challenge: Classic, Reverse & Penny Versions Compared
The classic 52 week money challenge saves $1,378 a year. Here's how it works, why the reverse version is easier, the 365-day penny challenge, and free printable charts.
No Spend Challenge: Rules That Actually Work (+ Free Calendar)
How to do a no spend challenge for a weekend, a week or a whole month: simple rules, what counts as essential, ideas for free fun, and a free printable no-spend calendar.
$1,000 in 26 Weeks: A Step-by-Step Savings Challenge (Free Tracker)
Save $1,000 in 26 weeks with squares from $20 to $65 — about $38 a week. Step-by-step setup, a week-by-week example plan, and a free printable tracker.
Which Savings Challenge Is Right for You? 7 Challenges Compared
Compare 7 savings challenges side by side — total saved, weekly amount, length and difficulty — from the 365-day penny challenge ($667.95) to the $5,000 in 52 weeks.
Christmas Savings Plan 2027: Start in January, Pay Cash in December
Start a Christmas fund in January 2027 and pay cash in December: how much to save per week, payday or month for a $500, $800, $1,000 or $1,500 Christmas, with a budget worksheet.